Terms and Conditions

1. Definitions

"GsPAy Software/Platform"

Refers to the web-based or application-based software provided by us for performing multi-recharge transactions.

"Services"

Include, but are not limited to, mobile recharge, DTH recharge, electricity bill payments, water bill payments, gas bill payments, and other utility payment services offered through the platform.

"User," "you," "your"

Refers to any individual or entity that registers for, accesses, or uses our Services.

"Company," "we," "us," "our"

Refers to [Your Company Name], the provider of the GsPAy Services.

"Account"

Refers to your registered account with GsPAy that enables you to use our Services.

2. Account Registration

To access and use our Services, you must register for an account by providing accurate, current, and complete information as prompted during the registration process.

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Ensuring that you exit from your account at the end of each session
• Notifying us immediately of any unauthorized use of your account

We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

3. Services

GsPAy provides a platform for multi-recharge services and utility bill payments. While we strive to ensure service availability and accuracy, we do not guarantee uninterrupted or error-free service.

We reserve the right to:

• Modify, suspend, or discontinue any aspect of the Services at any time
• Impose limits on certain features or restrict access to parts or all of the Services
• Refuse any transaction at our discretion

4. User Obligations

As a user of GsPAy, you agree to:

• Use the Services only for lawful purposes
• Provide accurate information and update it as necessary
• Not engage in any fraudulent, abusive, or illegal activities
• Not attempt to gain unauthorized access to any part of the Services
• Not interfere with or disrupt the Services or servers
• Comply with all applicable laws and regulations

Violation of these obligations may result in termination of your account and legal action.

5. Fees and Payments

Use of certain Services may involve fees as specified on our platform. You agree to pay all applicable fees and charges associated with your use of the Services.

We reserve the right to:

• Change our fee structure with prior notice
• Deduct applicable taxes from transactions where required by law
• Charge interest on overdue amounts at the maximum rate permitted by law

All payments are processed through secure payment gateways. We do not store your complete payment card details on our servers.

6. Liability and Disclaimers

Service Availability: We strive to maintain high service availability but do not guarantee uninterrupted access to our Services. We are not liable for any downtime or service interruptions.

Transaction Accuracy: While we make every effort to ensure transaction accuracy, we are not liable for errors caused by third-party service providers or technical issues beyond our control.

Limitation of Liability: To the maximum extent permitted by law, our total liability for any claims related to the Services shall not exceed the amount of fees paid by you to us in the six months preceding the claim.

7. Intellectual Property

All content, features, and functionality of the GsPAy platform, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of [Your Company Name] and are protected by international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use the Services for their intended purpose. This license does not include:

• Resale or commercial use of the Services
• Collection and use of any product listings or descriptions
• Derivative use of the Services
• Use of data mining or similar data gathering tools

8. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you consent to our collection and use of personal data as outlined in the Privacy Policy.

We implement appropriate security measures to protect your information but cannot guarantee absolute security. You are responsible for maintaining the security of your account credentials.

9. Termination

These Terms are effective until terminated by either you or us. You may terminate your account at any time by contacting us or through the account settings in the platform.

We may suspend or terminate your access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.

Any dispute arising from these Terms or your use of the Services shall be resolved through binding arbitration in [Your City, Country] in accordance with the rules of [Arbitration Association]. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

11. Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will provide notice through the Services or by other means. Your continued use of the Services after such notice constitutes your acceptance of the modified Terms.

We encourage you to review these Terms periodically. The "Last Updated" date at the top of this page indicates when these Terms were last revised.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

• Email: legal@Gspay.com
• Address: [Your Company Address]
• Phone: [Your Company Phone Number]